Cashback Apps > Cheddar

Cheddar Cashback App

About

Cheddar is a cashback app that has recently had a revamp which has now, in my eyes, made it worth using again. It works similarly to other cashback apps and is almost a hybrid of JamDoughnut and Airtime Rewards.

What’s more, when you download the app using my referral code “ENGINE3” you will get a £5 bonus if you buy a gift card within 14 days!

How it works

There are 2 ways of getting cashback through Cheddar and it’s well worth having a look to see if anything suits you:

Automatic Cashback

Much like other cashback apps (namely Airtime Rewards) you can link your bank accounts to Cheddar and if you spend at one of their automatic cashback retailers you will get cashback tracked and paid to you without having to lift a finger (brands include Trainline, JustEat, Joe & the Juice, and many more).

The real kicker? This also works with a linked Chase card or a linked American Express card meaning you don’t have to sacrifice the existing rewards you already earn!

Instant Cashback

Similar to JamDoughnut, you can also get instant cashback when you buy a gift card through the Cheddar app. The way this works is quite simple, if you know you are going to spend £50 on your groceries at Tesco, you just buy a gift card through the Cheddar app for £50 and use that to pay when you get to the till and in the process you would earn £1.50* cashback for that (super easy, right?)

Both Cheddar and JamDoughnut regularly compete with each other for the highest rate so both are competitive and you can buy gift cards for Tesco, ASDA, M&S, Morrisons, Waitrose & Iceland for groceries but there are also dozens of other retailers this works for from B&M to Airbnb, from IKEA to Currys!

*At the time of writing, you can get 3% back on a Tesco gift card through Cheddar.

Key point: Don’t use gift cards for anything you think you might return as you won’t get the cashback and will instead have the refund credited to the gift card instead!

Is it worth using?

I think so, I would say the ultimate way to earn cashback would be through a mixture of using Airtime Rewards, JamDoughnut and Cheddar to ensure you are always getting the best rates but using this combination you could easily add hundreds of pounds back into your pocket across the course of a year!