Banking > Current Accounts
Too many people put up with a bank account that doesn’t reward them or serve them properly, simply because it’s easier.
In the UK you can have as many current accounts as you want and can switch banks easily. In fact, you could even get paid to do so.
Below, we have summarised some of the best current accounts available in the UK right now.
Kroo
You can even get a bonus when you open this account (click for more info)
4.35% interest on balances up to £85,000
Easy-to-use mobile application
Commitment to plant 1 million trees
Chase Bank
1% cashback on most purchases for first 12 months (unlimited, then capped at £15/ month after a year)*
4.1% interest on balances up to £500,000
Linked 5% saver for round-ups (e.g spend 69p, 31p will be saved into this account. This is optional!)
Important to note:
*From April 2023, you will need to pay in £500/month to be eligible for cashback
Joint accounts are not available
This is an app-only bank account
Chase is new to the UK, but they are massive in America with 60 million + customers
The author of this website is a shareholder in JPMorgan Chase who own Chase Bank
Santander Edge
Monthly fee: £3/ month
Minimum pay-in: £500/ month & 2 direct debits to trigger cashback
1% cashback on utilities, council tax, phone (£10/ month max)
1% cashback on supermarket spending and travel (£10/ month max)
Linked 4% easy-access savings account