Bank Switching Offers > Other Offers > Zopa Referral Offer
Zopa Referral Offer - Free £10
Zopa is a long-standing UK bank with over 1.5 million customers that has only recently moved into the current account space.
As such, they are keen to get new customers and are offering a pretty good current account (even before the free £10).
Here’s what you can get from their “Biscuit” account:
2% cashback on bills paid by direct debit (cap £30 per year)
2% interest on your current account balance
7.1% interest on their regular saver (can save £300 per month)
How to get a Zopa Bonus (UK)
What’s more, if you sign up through select referral links you can get a £10 bonus (almost instantly) once you open the account.
These links are tricky to come by, but here are vetted links from my community that will get you £10 when you open an account through them! All work exactly the same and are accurate as at 13 November 2025 - please don’t just click the top one as if everyone does this it will mean you may not be eligible for a referral:
www.zopa.com/mgma?referralCode=ec61ea54d72a3f6feb12 - 2 referrals remaining
www.zopa.com/mgma?referralCode=5ab02c864066b24338d1 - 6 referrals remaining
www.zopa.com/mgma?referralCode=e3363efc8b89000498c5 - 4 referrals remaining
www.zopa.com/mgma?referralCode=88cc06073fb8d0ad5d44 - 5 referrals remaining
www.zopa.com/mgma?referralCode=d0f2e9f399cfd2958a52 - 7 referrals remaining
www.zopa.com/mgma?referralCode=c6120f46bff5304752a6 - 10 referrals remaining
www.zopa.com/mgma?referralCode=e9933818e34b78bb18a0 - 9 referrals remaining
www.zopa.com/mgma?referralCode=a9f210a9dbe513fc9573 - 10 referrals remaining
www.zopa.com/mgma?referralCode=32c969776c65a54d188b - 4 referrals remaining
www.zopa.com/mgma?referralCode=5170fb3e6e07c29bc611 - 10 referrals remaining
Does Zopa do a credit check?
As there is no overdraft facility within the Biscuit account, you should not receive a hard credit check. However, you may be subject to a soft credit check, which generally leaves no mark on your credit history.
Similar Offers?
This is a great offer, but you can also get your hands on free cash through some similar offers:
Open a Suits Me account and get £10, £20 or £50 when you spend on your free card once - tap for info
Open a Monzo account and get £10, £20 or £50 when you spend on your free card once - tap for info