Bank Switching Offers > Nationwide

£175 Cash for switching to Nationwide

Paying slightly less than last time, Nationwide have recently resurfaced with their latest bank switching offer. Whilst it is less, it’s worth noting that you can double up on this by switching an individual and a joint bank account to bag the cash!

Are you eligible?

In order to be eligible for this switching offer, you can’t have received a switching bonus from Nationwide since 18 August 2021.

You can switch into an existing Nationwide current account or a brand new one if you aren’t already a customer.

How to get the bonus:

  1. Switch a non-Nationwide current account (including 2+ active direct debits) to a new or existing Nationwide current account. Eligible accounts are FlexDirect or FlexPlus.

  2. Pay in £1,000+ within 31 days of the switch & make 1 payment with the debit card.

  3. You will receive the £175 paid into your account within 10 days of the switch completing.

Good to know:

This is the only bank switching offer that will also pay you to switch a joint bank account, so you could potentially double-up (or triple-up) on the rewards here by moving individual current account(s) and a joint current account!

FlexDirect has had a revamp with two new perks:

  • 1% cashback on debit card spending (£5/ month cap)

  • 5% interest on balances up to £5,000

Certainly not bad if you want an all-in current account, although Chase pays 1% on debit card spending up to £15/month so you could have both the FlexDirect and Chase and structure your spending to earn £20/month (requires a £2k debit card spend to achieve).

Additionally, Santander’s Edge account offers 1% cashback on bills (non-debit card) too.

Full terms

https://www.nationwide.co.uk/current-accounts/switch/