Pound to £5k Challenge

Edition 93

It is really starting to feel like the run-up to Christmas now, whether you love it or loathe it, it’s time to start thinking about the end of the year to avoid the large financial burden that is upon us!

Not caught up on my previous emails? You might have missed a golden opportunity from the last few weeks - tap the link below to view them!

£210 Switching Offer from TSB

TSB are joining the rest of the banks who want new customers for Christmas and are offering a juicy £210 for switching, although there are a number of hoops to jump through!

£100 Switching Offer from Chase

Chase have launched their first ever switching bonus for new customers and if that is you, then you can get £100, although you won’t get it until January 2026!

It’s worth noting that this is also an Amazon voucher and note cash

All new customers from 29 September 2025 onwards are eligible and existing customers are only eligible if you received a formal invite from Chase to access the offer!

2 x Free Shares in time for Christmas

Investing platforms are keen to expand their customer bases and offer free shares to new customers for joining their platforms!

The two best offers for this in the UK are as follows:

Trading 212 Free Share worth up to £100 (AD)

Trading 212 are the commission-free investing platform that I have used for 5+ years and I have partnered with them to offer new customers a free share worth up to £100 when you open an account and deposit just £1

Robinhood Free Share worth up to $175

Robinhood are one of the largest commission-free investing apps in the US and launched in the UK in recent years, they are offering new customers a share worth between $7 and $175 when they open an account and deposit just £1

Free £10 - £50 from Monzo for New Customers

You will likely have heard of Monzo unless you have been living under a rock for the past few years, and if you haven’t yet been tempted by the “hot coral” bank card or their big billboard adverts, now might be a good time

New customers can get either £10, £20, or £50 when they open a bank account through a referral link (including mine) and make one transaction

There should be no credit check if you opt for no overdraft

Free £10 from Zopa

Zopa is a bank that has been around for a while and has amassed 1.5 million customers, but you might not have heard of them before

They previously focused more on lending but are moving into the current account and personal banking side of things; recently they launched their current account called “Biscuit”

• 2% cashback on direct debit bills (capped)

• 2% interest on current account balance

• 7.1% interest on regular saver

Sign up through a referral link and grab a £10 bonus as soon as your account opens. Since this is an account similar to Revolut, Monzo where you top it up and don’t have an overdraft facility there should be no credit score impact and no hard credit check

£10 Bonus for depositing £100

Chip is a savings app that I have used for years on-and-off, whenever they have decent savings rates compared to high street banks

I also like the app so much that I bought shares in various crowdfunding rounds!

If you are new to Chip, you can currently get a £10 bonus when you:

1. Open an Instant Access account through a referral link

2. Deposit £100 for 30 days

3. You will then receive £10 + your interest

That’s a pretty good rate of return if you have £100 spare and the £10 could be a great bonus in time for Christmas!

£5 off £50 / £10 of £100 LEGO at Smyths

Until 9th October, you can get £5 off a £50 spend and £10 off a £100 spend at Smyths toy stores when you buy LEGO sets!

FREE Cheese Twists for Sky Customers

Sky have been releasing weekly gifts for their Sky VIP customers (simply download the MySky app and you’ll get access)

These gifts have been pretty good so far and have all been at Sainsbury’s superstores - it’s worth checking these out as some can be pretty good!

1. FREE Sainsbury’s Taste The Difference pizza

2. FREE Sainsbury’s Taste The Difference ice lollies

3. FREE Love Corn corn snack (didn’t get)

4. FREE Sainsbury’s Taste The Difference sharing crisps

5. FREE Whitworths Wondermix nuts (didn’t get)

6. FREE Sainsbury’s Taste The Difference pizza

7. FREE Sainsbury’s Taste The Difference ice cream

8. FREE Sainsbury’s Taste The Difference cheese twists

9. FREE Tony’s Chocolonely chocolate bar (90 grams)

10. FREE Love Corn corn snack (didn’t get)

11. FREE Sainsbury’s Taste The Difference pizza

12. FREE Sainsbury’s Taste The Difference muffins

This week you can get a FREE box of Sainsbury’s Taste the Difference Cheese Twists - this does not work at small high street stores

You only get 30 minutes to scan the barcode from activating it so don’t activate too early and assume you’ll need help from a colleague as they can be temperamental to scan yourselves! I would recommend heading to a self-scan till rather than a scan as you shop till as the barcode readers are more receptive of the moving barcodes!

Not a Sky customer? If you’re thinking about joining Sky, you can get a bonus if you sign up through a referral link. Message me for mine!

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