Pound to £5k Challenge

Week Forty-Five

WEEK FORTY-FIVE

I think it’s safe to say that we are well and truly on the run towards Christmas now that we are in November and as we work through the last few months of the year I plan to guide you through the most expensive time of the year!

Don’t forget that you can check out all emails before this one and work through them at your own pace at the below link!

£46+ OF FREE SHARES

I shared this offer last week and it turns out that this could actually be worth more than I first thought as some of you are reporting that instead of receiving $3 shares of Apple stock, you are receiving 0.02 shares of Apple stock which are worth $4.40 each at the time of writing

Whilst this is not guaranteed, this could mean that the minimum that you would receive is actually $88 (£68)

If you haven’t completed this offer yet, it is due to end on 7 November!

Here’s how it works:

1. Sign up to Webull through my link (below)

2. Create an account and deposit £100

3. You will receive 10 x free shares almost instantly (worth $3+ each)

4. You can withdraw your cash at this point OR

5. Leave the £100 in the account for 90 days (no need to invest it)

6. Receive a further 10 x free shares after 90 days (worth $3+ each)

Each free share will be worth between $3 and $300 each which means for locking £100 away for 90 days you will get at least £46 ($60)

Webull is a worldwide investing platform with over 20 million users and is registered and authorised by the FCA

Capital is at risk when investing and the value of investments can down as well as up

£25 BACK ON A £30 SPEND

Rakuten is a cashback site similar to TopCashback, Honey, etc. and in the run-up to Christmas they have beefed up their referral scheme meaning you can now get a £25 cashback bonus when you spend £30

1. Sign up to Rakuten via my referral link

2. Check which retailers are linked with Rakuten

3. Spend £30+ at any of the brands

4. Receive £25 cashback once transactions confirmed

5. You can also refer your friends & family and get £25 each!

£30 spend is excluding VAT so may be £36 in some instances to trigger cashback

£880 FOR SWITCHING BANKS

(OR £1,935 BETWEEN A COUPLE)

If you are looking to add some last minute cash to your pockets before Christmas, the easiest way continues to be through bank switching

And with 5 bank switching offers available which can pay a combined £880 per person for less than a day’s work (filling in forms, etc.) you can see just why this always tops my list of side hustles

Moreover, if you’re in a couple you can both do this AND one of the offers also lets you switch a joint current account meaning you could make just shy of £2,000 (crazy, right!?)

I know, I know. I hear the same thing EVERY time; “I like my bank though” and I always say the same thing. You can make this money without leaving your existing bank (I know because I have done just that!)

Check out the step-by-step guide on how to do this below!

CASH ISA INTEREST RATE WARS

The interest rates for Cash ISAs have been a hot topic this week with two of the biggest providers landing on the same rate: 5.15%

This is the highest rate on the market for Cash ISAs and is through:

Moneybox: 5.15% on £500+

Moneybox is a well-trusted app where I personally hold my Cash LISA

Trading 212 5.15% on £1+

Trading 212 is an investing app that I have used for years and launched their own Cash ISA recently which has continually had the highest rates recently

What’s more, if you are new to Trading 212 you can get a free share worth up to £100 if you sign up through my link. AD. Capital at risk.

FREE CADBURY CHOCOLATE

Chances are you have seen the advertising for Cadbury’s Secret Santa in previous years, but if not - you can send a free bar of chocolate to a friend!

The service is currently not open but you can enter your email address to be notified as soon as it is ready!

£1 NATIONAL TRUST FAMILY PASS

From now until 9th November 2024, you can bag a National Trust family pass by claiming the coupon in the following newspapers:

• The Mirror (£1.60 on weekdays)

• The Daily Star (£1.00 on weekdays)

The pass allows access to specific properties for up to 2 adults & 3 children until 15 December 2024

EASIEST £30 EVER STILL HERE!

Chances are you’ve seen me jabbering on about the Zing Sign-up offer at some point over the past few months and there’s good reason for this:

1. It is an app created and backed by HSBC so you can trust it

2. It is a virtual wallet so has no impact on credit score

3. The free app and free card gives you fee-free spending abroad

4. They give you £20 for signing up and spending on the card ONCE

Sounds great right? Well, now you can get £30 for doing exactly the same:

1. Follow my referral link below (thank you in advance!)

2. Enter your number & download the app

3. Create an account & order a free physical card

4. Deposit £5+ and spend £5+ in one go on your virtual or physical card

5. Get £30 cash in 30 days

PLUS you can refer your friends and family & you will each get £30!

LOOKING FOR INSIPRATION?