Pound to £5k Challenge

Week Forty-One

WEEK FORTY-ONE

More AND more offers are now flooding the streets before Christmas hits. Here’s how to maximise your bank balance & save extra cash before the big day in December!

As always, don’t forget that you can check out all emails before this one and work through them at your own pace at the below link!

ANOTHER SWITCHING OFFER!

Two new ones last week, now Lloyds has joined the party!

LLOYDS (£200 + FREEBIES)

This is one of the quickest bank switching offers to pay out, in just 10 days

Club Lloyds does charge £3/month unless you pay in £2,000/month but you can bypass this by using the hacks in my free guide below!

1. Open a Club Lloyds account online, by phone or in-branch

2. Switch in an account with 3+ direct debits from another bank

3. That’s it, wait 10 days for your £200

The freebies that come with this account consist of a choice between:

• 1 year’s Disney+

• 6 cinema tickets

• Magazine subscription

• Coffee club subscription

These will stop working if you switch back out, but if it’s just meeting a £2k pay-in per month via the hack then it’s worthwhile in my opinion!

EASIEST OFFER EVER INCREASED FROM £20 TO £30!

Chances are you’ve seen me jabbering on about the Zing Sign-up offer at some point over the past few months and there’s good reason for this:

1. It is an app created and backed by HSBC so you can trust it

2. It is a virtual wallet so has no impact on credit score

3. The free app and free card gives you fee-free spending abroad

4. They give you £20 for signing up and spending on the card ONCE

Sounds great right? Well, now you can get £30 for doing exactly the same:

1. Follow my referral link below (thank you in advance!)

2. Enter your number & download the app

3. Create an account & order a free physical card

4. Deposit £5+ and spend £5+ in one go on your virtual or physical card

5. Get £30 cash in 30 days

PLUS you can refer your friends and family & you will each get £30!

CLUBCARD CHALLENGES V3

Millions of Tesco Clubcard members have already had the chance to bag £50 in bonus clubcard points TWICE this year

In the last round, I earned a bonus £15 of clubcard points for doing my usual spending (mostly from the meal deal hack below!)

How it works

1. Check your emails or the Clubcard app to see if you can opt-in

2. Based on your shopping history, there will be a number of spending offers available that you can pick 10 of

3. When you hit certain spending levels you will receive bonus points

Here’s the meal deal hack

Obviously don’t go out of your way to spend to earn points as it isn’t worth it, BUT if you regularly buy meal deals you will likely get an offer that means you can earn up to ~£16 of extra Clubcard points

You can also get offers for various drinks which you may get in the meal deal. Well, if you choose both offers and purchase a meal deal with said drink, your spend will get tracked for both offers!

ALL BONUS POINTS ARE ADDED AT THE END OF THE CHALLENGE

ICELAND 10 FOR £10

Whether you are looking for a cheap option for next week’s tea or are already stocking up the freezer for Christmas, Iceland are currently offering 10 items for £10 as part of a promotion

These items tend to range between £2-£3 each so if you were going to buy a few of them it may make sense to head to Iceland for this deal

Don’t forget that you can also probably knock off another 30-40p in Cashback via JamDoughnut or EverUp if you buy a £10 gift card to use!

LIDL PLUS NEW OFFERS

If you are a regular Lidl shopper, I hope that you already have the Lidl Plus app but if not then now is the time to download it as there are some great deals as you spend:

• Spend £10 in a month = get a free bakery sweet treat

• Spend £50 in a month = also get a free product coupon

• Spend £100 in a month = also get another free product coupon

• Spend £150 in a month = also get another free product coupon

• Spend £250 in a month = also get 10% off your next shop*

*Coupon must be used within 7 days of receiving it and cannot be used for discounts on alcohol, baby formulae, or gift cards. Max £20 discount.

FREE SHARE OFFER ENDING SOON?

This offer has been extended a few different times now, but it is supposed to now end at 23:59 GMT on 7 October 2024

Not done this one yet?

1. Sign up to Webull via my referral link (below)

2. Create an account and deposit £0.01 (yes, really!)

3. Leave the £0.01 in the account for 180 days

4. You will then receive 3 x free shares worth $3 - $300 each (we have had quite a few top prize winners before but it is weighted to be lower value more commonly)

Capital is at risk when investing with all platforms

BLOG SPOTLIGHT