Pound to £5k Challenge

Edition 60

Valentine’s Day is over and it’s now Half Term for millions across the country, so let’s see what deals we’ve got for this week!

Don’t forget you can check out all emails I have ever sent at the link below in case you missed anything previously

THIS WEEK’S TOP DEALS!

£20 - £100 Bonus for investing £100 with InvestEngine

Since the Vanguard fee hike earlier this year, there have been two stand-out options for new investors to use in place of Vanguard

The clear winner for me is Trading 212 as I have used them for 5+ years and do work with them as well, however that doesn’t mean InvestEngine isn’t worth having a look at

Their referral offer makes this slightly easier as well as you can get your hands on a £20-£100 bonus when you invest £100 with them. The only catch is that the £100 + bonus must stay invested for 12 months

1. Message/Email me the word “INVESTENGINE”

2. Sign up via my link and create an account

3. Deposit and invest £100

4. You will receive a bonus worth £20 - £100

   • £20 - £24 bonus - 75% likelihood

   • £26 - £40 bonus - 20% likelihood

   • £72 - £100 bonus - 5% likelihood

£20 from SumUp Pay app

You have probably heard of SumUp before as the mass-market card readers used by loads of small businesses across the UK

Well, they’ve also launched a card that pays 0.5% cashback on transactions BUT they’re paying a £20 sign-up bonus through referrals

1. Message me “SUMUP” for my referral link

2. Download the app and sign up

3. Verify your ID

4. Enter my referral code (I will give to you in step 1)

5. Within 30 days, make 3+ card payments of £10+ (combined)

6. You will receive a £20 bonus for doing so!

7. You can then also refer friends and family for £20 each

FAQs

• Is a credit check carried out?

• No credit check should be carried out, just identity as it is a legal requirement. This is a reloadable card much like Revolut

• Why am I not sharing my link here?

• There are a limited number of referrals so to ensure that everyone who signs up receives their bonus I need to keep track!

• Are SumUp trustworthy?

• They have cemented themselves at the forefront of point of sale providers in the UK and are well reputed

£5 for Monzo customers or £15 - £55 for Monzo newbies

Monzo have recently launched an investing function within their banking app and bizarrely (but great for you) there is a referral scheme for this that pays existing customers £5 for about 30 seconds of your time

1. Follow my referral link below

2. Check your pre-filled information & update if needed

3. Enter your National Insurance number (required for investments)

4. Choose to add £1 to a pot (pick between 3 risk levels)

5. Turn off regular investments unless you wish to keep them

6. Once done you should almost instantly receive £5 which you can choose to invest or have added to your “personal pot” (current account)

This is, by far, one of the most popular offers I have seen in a long time and there is a good reason for it as it takes less than a minute & you can also get your £1 back once the investment has settled in a few days!

Not got Monzo?

1. Create an account through my other referral link (see below)

2. Top up your Monzo account

3. Spend on your card once (virtual or physical)

4. Get £10, £20 or £50 (most likely £10) - this is new for me this week

5. Then you can also do the free £5 offer above too!

Get £15 to £250 for depositing £500 for a month

Tembo currently offer one of the UK’s highest-paying Cash Lifetime ISA paying a whopping 4.8% interest which can only be beaten by Moneybox for new customers (after 12 months theirs drops to 3.8%)

For this reason, I transferred my Cash LISA to Tembo before Christmas and the transfer was super simple and their customer service has been great when I’ve needed it!

Tembo also offer a Cash ISA paying 4.8% which is slightly less than Trading 212 but is tempting for their new referral offer:

1. Message or email me “TEMBO” for my referral link

2. Follow my link and sign up to Tembo

3. Open either a Cash ISA or Cash LISA and deposit £500+ (or transfer from another provider)

4. You will receive a referral bonus between £15 and £250:

   • £15 - 77% chance

   • £25 - 15% chance

   • £50 - 5% chance

   • £100 - 2% chance

   • £250 - 1% chance

5. You can see what you will get the following business day in the app

6. You will receive your bonus with the next interest payment (8th of the following month usually)

Please note:

There are a number of people who are frustratingly deceiving people with this offer online so please be careful whose link you use as you can only refer 5 people per day and it may note obvious if someone has maxed this out. I will always ensure that I do not send my link to more than 5 people per day.

Additionally, people need to have £500+ on the platform to successfully refer you, I transferred a Cash LISA with ~£19k over and will not be moving this any time soon so you can trust my link will work.

Revolut - £35 cashback from me

Revolut is a finance app with millions of customers across the world, and whilst I don’t use it for my main account it’s one that’s worth having for spending abroad or getting paid in foreign currency, etc.

1. Message me the word “Revolut” on Instagram or via email to get my referral link

2. Sign up for Revolut via my referral link & verify your ID

3. Add money to your account and within 7 days of signing up:

   • Order a physical card (I believe this costs around £5)

   • Make 3 separate purchases of £5+ each (gambling, gift cards and transfers do not count)

4. Let me know via Instagram message once you have completed the above steps and within 7 days I will pay £35 cashback via bank transfer or PayPal

Free 750ml Chocomel Hot Chocolate

This offer still seems to be going from a while back:

1. Enter your mobile number at the link below

2. Purchase at Sainsbury’s or Tesco

3. Submit your receipt and get a full refund

Kids Eat FREE or CHEAP this Half Term

Here’s a list of the best offers I could find for this Half Term:

• ASDA Café - Kids eat for £1 all day every day

• Tesco Café - Kids eat free with any adult purchase (can be cheap)*

• Premier Inn Restaurants - Kids eat free with adult main purchase

• Brewers Fayre - Daytime value menu means a family of 4 can eat for £15 between 12pm - 6pm this week

• Brewers Fayre/ Table Table/ Beefeater/ Travelodge - Free kids breakfast with an adult breakfast purchase

• Dobbies Garden Centres - Kids eat free with adult main purchase

• Prezzo - Kids eat free with adult main purchase

• Fridays - Kids eat free with adult main purchase*

• Dunelm Café - Kids eat free with adult £4 spend

• Morrisons Café - Kids eat free with adult main purchase

• Las Iguanas - Kids eat free with adult main purchase*

• Sizzling Pubs - Kids eat for £1 with adult main purchase

• Harvester - Kids eat for £1 with adult main purchase

• Bella Italia - Kids eat for £1 with adult main purchase Sun-Wed, 4pm-6pm, or free on Thursdays

• Burger King - Kids eat free with adult burger meal purchase*

*Loyalty app required, for Tesco just a Clubcard is needed, no app

CHEAP cinema tickets this half term

Here’s a list of the best offers I could find for this Half Term:

• Vue - Get 2 tickets for £6 or 4 tickets for £12 + 20% off snacks

  Available for O2 Priority customers (ends tonight at 9:59pm but can be used whenever)

• ODEON - Free child tickets available on Octoplus (Octopus Energy)

NEW SERIES - Credit Card Rewards

This new series launched a few weeks ago with, friend of the page, George offering his insightful knowledge on the world of credit card rewards

This was incredibly popular and for good reason, so be sure to check out the previous two blog posts below!

AND the latest post is also now available, this week looking at how to use reward points towards flights and get heavily discounted and almost free flights from your regular spending! (+ how to get a great sign-up bonus!)