Pound to £5k Challenge

Edition 96

With the clocks going back early this morning, I hope that you managed to enjoy an extra hour of sleep, or at the very least remembered that the time has changed!

Not caught up on my previous emails? You might have missed a golden opportunity from the last few weeks - tap the link below to view them!

£12.50 Easiest Offer In A While

In an offer similar to what we have seen from Zing, Monzo, and Zopa here is the new referral offer from Suits Me

Many of you received your £12.50 bonus last Friday!

It is not the best account, but a very simple £12.50 to be made:

1. Open an account via my referral link

2. Top up your account and spend on your free debit card once

3. Receive £12.50 on the next Friday!

No credit check, no impact on credit score, and you can refer friends and family for £12.50 each for carrying out the above with your link!

You can also receive cashback for using your card in-store, I have earned from using this at Sainsbury’s and ASDA so far!

Any questions, send me a message or an email and I will be happy to help!

£75 Cashback for Investing £100

TopCashback has launched a new investing cashback offer that I have just completed, the cashback tracked within an hour and should be paid out within 12 weeks (just before the end of January)

How to get £75:

1. Open TopCashback

   Not got an account? Create one here!

2. Search for “Santander”

3. Choose “Santander Stocks & Shares ISA”

4. Follow the sign-up process

5. Invest £100+ in a lump sum or set up a plan of £20+ per month

6. You should receive £75 within 12 weeks

I invested £105 just to be safe and my cashback tracked instantly, don’t forget to accept cookies as this is how cashback sites ensure you get paid

£100 for opening a Santander Current Account

Santander clearly have a big budget in the run-up to Christmas, as they have also launched another deal meaning that you can get a £100 Amazon voucher. You can find links at many partner sites, but the BEST value is via TopCashback as you’ll get another £20 cashback ON TOP!

1. Check out the offer below

2. Open a free Everyday current account

3. Spend 30+ times on your debit card in 60 days

4. You’ll receive a £100 Amazon voucher from 12 February 2026

This works for new and existing customers but you will receive a hard credit check so weigh up if an Amazon voucher is worthwhile!

Want more cash? There is £2,000+ of bank switching offers available on top of this! Detailed link below!

1/3 Off Lego Sets at Sainsbury’s

Sainsbury’s has launched a large scale toy sale throughout stores in the run-up to Christmas which includes something that piqued my interest: Up to 1/3 off specific Lego sets, which includes a number of quite new sets

I bagged the Lego Harry Potter Book Nook Hogwarts Express for £59.99 instead of the usual £90 price tag, combining with Nectar challenges to earn a further £2 of Nectar points and used my Suits Me card to gain a further 4% back (£2.40)

If you are planning on buying Lego for yourself or others, it is well worth a look as you might be able to get a good deal by shopping early

Don’t forget to deal-stack, as always!

Instant £5 back on your shop!

Speaking of deal-stacking, if you haven’t done this deal yet, this is an EASY £5 back in your pocket instantly!

Cheddar is a cashback app similar to EverUp and JamDoughnut where you can earn cashback by purchasing a gift card to use at most of the UK’s largest retailers

Right now you can get 3.5% at Tesco, 2.5% at ASDA, etc.

These rates aren’t as competitive as the other apps, but the best part to this app is the referral bonus & I’ve managed to snag £5 instead of the usual £2 for you!

1. Sign up to Cheddar through my referral link

2. Enter my code “ENGINE3”

3. Purchase a gift card within 14 days

4. Receive cashback as normal on the gift card

5. Also receive a £5 bonus

6. You can withdrawl the £5 + cashback to your bank instantly

Trading 212 - Free Share up to £100

Trading 212 is one of Europe’s leading investing apps that charges no commission and allows you to invest from as little as £1, making investing accessible for all

I have used Trading 212 for 5+ years and whether you are new to investing, want to test out Trading 212 or just fancy a free share, here’s how you can get up to £100 in time for Christmas!

1. Sign up to Trading 212 via my referral link / code

2. Open an investment or ISA account

3. Deposit £1 or more

4. You will receive a free share worth up to £100

5. After 30 days you can withdraw the value of the free share if you wish

6. You could sell it immediately and re-invest the funds or hold them as cash whilst you wait for the 30 day window as well

Robinhood Free Share worth up to $175

Robinhood are one of the largest commission-free investing apps in the US and launched in the UK in recent years, they are offering new customers a share worth between $7 and $175 when they open an account and deposit just £1

Free £10 - £50 from Monzo for New Customers

You will likely have heard of Monzo unless you have been living under a rock for the past few years, and if you haven’t yet been tempted by the “hot coral” bank card or their big billboard adverts, now might be a good time

New customers can get either £10, £20, or £50 when they open a bank account through a referral link (including mine) and make one transaction

There should be no credit check if you opt for no overdraft

Free £10 from Zopa

Zopa is a bank that has been around for a while and has amassed 1.5 million customers, but you might not have heard of them before

They previously focused more on lending but are moving into the current account and personal banking side of things; recently they launched their current account called “Biscuit”

• 2% cashback on direct debit bills (capped)

• 2% interest on current account balance

• 7.1% interest on regular saver

Sign up through a referral link and grab a £10 bonus as soon as your account opens. Since this is an account similar to Revolut, Monzo where you top it up and don’t have an overdraft facility there should be no credit score impact and no hard credit check

New Savings Account

Zopa have also launched a bonus on their Easy Access Savings account meaning new customers can earn 4.75% (3.25% + bonus) for 12 months

Got a Zopa referral link? Earn £10+

I am currently inundated with requests for Zopa referral links as my website has ranked high on Google for multiple search terms

If you have a Zopa account and are able to refer others, send me a message on Instagram (@thebankengine), let me know if you have referred anyone and how many referrals (10 total) you have left

I will then share your referral link as soon as I can which can hopefully add some cash into your pockets!

£10 Bonus for depositing £100

Chip is a savings app that I have used for years on-and-off, whenever they have decent savings rates compared to high street banks

I also like the app so much that I bought shares in various crowdfunding rounds!

If you are new to Chip, you can currently get a £10 bonus when you:

1. Open an Instant Access account through a referral link

2. Deposit £100 for 30 days

3. You will then receive £10 + your interest

That’s a pretty good rate of return if you have £100 spare and the £10 could be a great bonus in time for Christmas!

£25 Cashback from Rakuten

Rakuten is a cashback site that is slowly growing in the UK at the moment and for new customers, they have boosted their cashback offer!

Sign up through my referral link and spend £60+ through any of their retailers within 90 days and you will earn a £25 bonus on top of any other cashback!

FREE IKEA Events for Half-Term

With the October Half-Term around the corner, you might be looking for something to keep the kids busy and IKEA might be just the thing

Aside from the cheap food, it’s worth noting that many IKEA stores host free workshops all year (not just during Half-Term) and you could be close to a great event!

National Trust Family Pass for £8

This one is for Octopus Energy customers only, but up to 21 November you can get a Family Day Pass for just £8 via the Octoplus Rewards section of your account (subject to availability)

£20 NatWest Bonus for Under 18s

NatWest are offering a £20 welcome bonus when you open a NatWest Adapt account (made for kids & teens up to 17)

Bonus Nectar points at Sainsbury’s

Sainsbury’s have also launched their “Count up to Christmas” Nectar challenges on the Nectar app and this appears to vary per person

For me, I have the option to earn 1,500 Nectar bonus points through 5 rounds where I will earn 300 extra points each time I earn 100 points

Double-Dip Points Available

If you are going to be shopping at Sainsbury’s soon, it is well worth checking out any other offers within your Nectar app as I had another challenge available:

• Get 200 bonus points when you buy 5 Taste the Difference products

Well it turns out that bonus points also count towards the Count up to Christmas challenge as my bonus 200 points also automatically completed 2 lots of this challenge meaning I actually received 800 points (£4):

• 200 bonus points for Taste the Difference Challenge

• 300 bonus points for Count up to Christmas Challenge 1

• 300 bonus points for Count up to Christmas Challenge 2

FREE Cookies for Sky Customers

Sky have been releasing weekly gifts for their Sky VIP customers (simply download the MySky app and you’ll get access)

These gifts have been pretty good so far and have all been at Sainsbury’s superstores - it’s worth checking these out as some can be pretty good!

1. FREE Sainsbury’s Taste The Difference pizza

2. FREE Sainsbury’s Taste The Difference ice lollies

3. FREE Love Corn corn snack (didn’t get)

4. FREE Sainsbury’s Taste The Difference sharing crisps

5. FREE Whitworths Wondermix nuts (didn’t get)

6. FREE Sainsbury’s Taste The Difference pizza

7. FREE Sainsbury’s Taste The Difference ice cream

8. FREE Sainsbury’s Taste The Difference cheese twists

9. FREE Tony’s Chocolonely chocolate bar (90 grams)

10. FREE Love Corn corn snack (didn’t get)

11. FREE Sainsbury’s Taste The Difference pizza

12. FREE Sainsbury’s Taste The Difference muffins

13. FREE Sainsbury’s Taste The Difference cheese twists

14. FREE Sainsbury’s Taste The Difference ice lollies

15. FREE Love Corn corn snack (didn’t get)

This week you can get a FREE bag of Taste the Difference cookies - this does not work at small high street stores

You only get 30 minutes to scan the barcode from activating it so don’t activate too early and assume you’ll need help from a colleague as they can be temperamental to scan yourselves! I would recommend heading to a self-scan till rather than a scan as you shop till as the barcode readers are more receptive of the moving barcodes!

Not a Sky customer? If you’re thinking about joining Sky, you can get a bonus if you sign up through a referral link. Message me for mine!

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