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            $$PLAIN_TEXT_PREVIEW$$
        
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  <p class="brand-name" style="margin:0 0 1.25em 0;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;color:#000;font-size:26px;line-height:1em;mso-line-height-alt:26px;white-space:pre-wrap;">The Bank Engine</p>
  
  

      
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<table role="presentation" width="100%" cellpadding="0" cellspacing="0" border="0" bgcolor="#B1D2C8" class="text-section section-content">
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    <td valign="top" class="section-text-area section-content-cell padding-mobile-both" style="padding-top:11px;padding-right:44px;padding-bottom:11px;padding-left:44px;color:#000;background-color:#b1d2c8;">
      <h2 style="color:inherit;margin:1.414em 0 .5em;line-height:1.25em;font-size:2.2205559721875em;mso-line-height-alt:2.2205559721875em;margin-top:0;font-family:'Franklin Gothic Bold', 'Bitstream Vera Sans Bold', 'Arial Black', sans-serif;font-weight:700;letter-spacing:-.03em;text-align:center;">Pound to £5k Challenge</h2><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">Edition 88</p>
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<div id="text-text-section-1">



<table role="presentation" width="100%" cellpadding="0" cellspacing="0" border="0" bgcolor="#B1D2C8" class="text-section section-content">
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    <td valign="top" class="section-text-area section-content-cell padding-mobile-both" style="padding-top:12px;padding-right:50px;padding-bottom:15px;padding-left:50px;color:#000;background-color:#b1d2c8;">
      <p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">The Summer seems to have gone by in a flash but I hope you have managed to make the most of it as we begin to head into the end of the year!</p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">Not caught up on my previous emails? You might have missed a golden opportunity from the last few weeks - tap the link below to view them!</p>
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      <a href="https://thebankengine.com/pound-to-5k-challenge" class="button-section-box button-style-solid" style="color:#000 !important;display:inline-block;line-height:11px;margin:0;mso-padding-alt:0;text-align:center;text-decoration:none;transition:.15s;width:auto;background-color:#000;border:0;padding:17px 0;"><i class="button-section-mso" style="letter-spacing:29.92px;mso-font-width:-100%;mso-text-raise:26.950000000000003px;">&nbsp;</i><span class="button-section-label" style="line-height:inherit;margin:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;color:#efefef;display:inline-block;font-size:11px;min-width:1px;mso-text-raise:15.95px;"><span data-letter-spacing="3" style="font-size:inherit;line-height:inherit;margin:0;font-weight:700;letter-spacing:0.2em;">TAP FOR ALL PREVIOUS EMAILS</span></span><i class="button-section-mso" style="letter-spacing:29.92px;mso-font-width:-100%;mso-text-raise:26.950000000000003px;">&nbsp;</i></a>
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<table role="presentation" width="100%" cellpadding="0" cellspacing="0" border="0" bgcolor="#B1D2C8" class="text-section section-content">
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    <td valign="top" class="section-text-area section-content-cell padding-mobile-both" style="padding-top:11px;padding-right:44px;padding-bottom:11px;padding-left:44px;color:#313131;background-color:#b1d2c8;">
      <h4 style="color:inherit;margin:1.414em 0 .5em;line-height:1.25em;font-size:1.2496875em;mso-line-height-alt:1.2496875em;margin-top:0;font-family:'Franklin Gothic Bold', 'Bitstream Vera Sans Bold', 'Arial Black', sans-serif;font-weight:700;letter-spacing:.03em;text-align:center;"><strong><span style="font-size:inherit;line-height:inherit;margin:0;font-weight:700;text-decoration:underline;">FREE £5 at Iceland</span></strong></h4><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">If you aren’t already a member of the “Bonus Club”, sign up before 1 September (Monday) and you will get £5 added to your card on 2 September and will have 2 weeks to spend!</p>
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      <a href="https://www.iceland.co.uk/bonus-club" class="button-section-box button-style-solid" style="color:#000 !important;display:inline-block;line-height:11px;margin:0;mso-padding-alt:0;text-align:center;text-decoration:none;transition:.15s;width:auto;background-color:#000;border:0;padding:17px 0;"><i class="button-section-mso" style="letter-spacing:29.92px;mso-font-width:-100%;mso-text-raise:26.950000000000003px;">&nbsp;</i><span class="button-section-label" style="line-height:inherit;margin:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;color:#efefef;display:inline-block;font-size:11px;min-width:1px;mso-text-raise:15.95px;"><span data-letter-spacing="3" style="font-size:inherit;line-height:inherit;margin:0;font-weight:700;letter-spacing:0.2em;">TAP FOR FREE £5 AT ICELAND</span></span><i class="button-section-mso" style="letter-spacing:29.92px;mso-font-width:-100%;mso-text-raise:26.950000000000003px;">&nbsp;</i></a>
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<table role="presentation" width="100%" cellpadding="0" cellspacing="0" border="0" bgcolor="#B1D2C8" class="text-section section-content">
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    <td valign="top" class="section-text-area section-content-cell padding-mobile-both" style="padding-top:11px;padding-right:44px;padding-bottom:11px;padding-left:44px;color:#313131;background-color:#b1d2c8;">
      <h4 style="color:inherit;margin:1.414em 0 .5em;line-height:1.25em;font-size:1.2496875em;mso-line-height-alt:1.2496875em;margin-top:0;font-family:'Franklin Gothic Bold', 'Bitstream Vera Sans Bold', 'Arial Black', sans-serif;font-weight:700;letter-spacing:.03em;text-align:center;"><strong><span style="font-size:inherit;line-height:inherit;margin:0;font-weight:700;text-decoration:underline;">FREE Premier Inn Breakfast</span></strong></h4><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">I am not sure where this has originated from but it’s too good an offer to not share! If you are likely to stay at Premier Inn between 1 October and 30 November, book through the below link and you’ll get a free breakfast for each day of your stay!</p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">Some hotels are excluded so check the T&amp;Cs below!</p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">This only applies to bookings made before 23:59 GMT on 1 September</p>
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      <a href="https://www.premierinn.com/gb/en/home.html?CID=EMC_MKT_BAU_WK26-RE25-FBS1_FB__Active_20250827_DM231231&amp;mid=1906842204&amp;promoCode=PREBF&amp;rid=126348138" class="button-section-box button-style-solid" style="color:#000 !important;display:inline-block;line-height:11px;margin:0;mso-padding-alt:0;text-align:center;text-decoration:none;transition:.15s;width:auto;background-color:#000;border:0;padding:17px 0;"><i class="button-section-mso" style="letter-spacing:29.92px;mso-font-width:-100%;mso-text-raise:26.950000000000003px;">&nbsp;</i><span class="button-section-label" style="line-height:inherit;margin:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;color:#efefef;display:inline-block;font-size:11px;min-width:1px;mso-text-raise:15.95px;"><span data-letter-spacing="3" style="font-size:inherit;line-height:inherit;margin:0;font-weight:700;letter-spacing:0.2em;">TAP FOR FREE BREAKFAST</span></span><i class="button-section-mso" style="letter-spacing:29.92px;mso-font-width:-100%;mso-text-raise:26.950000000000003px;">&nbsp;</i></a>
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      <a href="https://www.premierinn.com/gb/en/terms/promotions/free-breakfast-terms-and-conditions.html?CID=EMC_MKT_BAU_WK26-RE25-FBS1_FB__Active_20250827_DM231231&amp;mid=1906842204&amp;rid=126348138" class="button-section-box button-style-solid" style="color:#000 !important;display:inline-block;line-height:11px;margin:0;mso-padding-alt:0;text-align:center;text-decoration:none;transition:.15s;width:auto;background-color:#000;border:0;padding:17px 0;"><i class="button-section-mso" style="letter-spacing:29.92px;mso-font-width:-100%;mso-text-raise:26.950000000000003px;">&nbsp;</i><span class="button-section-label" style="line-height:inherit;margin:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;color:#efefef;display:inline-block;font-size:11px;min-width:1px;mso-text-raise:15.95px;"><span data-letter-spacing="3" style="font-size:inherit;line-height:inherit;margin:0;font-weight:700;letter-spacing:0.2em;">TAP FOR TERMS &amp; CONDITIONS</span></span><i class="button-section-mso" style="letter-spacing:29.92px;mso-font-width:-100%;mso-text-raise:26.950000000000003px;">&nbsp;</i></a>
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<table role="presentation" width="100%" cellpadding="0" cellspacing="0" border="0" bgcolor="#B1D2C8" class="text-section section-content">
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      <h4 style="color:inherit;margin:1.414em 0 .5em;line-height:1.25em;font-size:1.2496875em;mso-line-height-alt:1.2496875em;margin-top:0;font-family:'Franklin Gothic Bold', 'Bitstream Vera Sans Bold', 'Arial Black', sans-serif;font-weight:700;letter-spacing:.03em;text-align:center;"><strong><span style="font-size:inherit;line-height:inherit;margin:0;font-weight:700;text-decoration:underline;">£5 for 2 Pizzas &amp; Ben &amp; Jerry’s</span></strong></h4><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class=""><strong>Co-op regularly has this offer on but it’s always a nice surprise when it returns after being gone for some time!</strong></p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">Co-op members can get 2 x pizzas and 1 x tub of Ben &amp; Jerry’s for £5 (for non-members this will come to £6 total)</p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">This deal is on until 16 September and can be done as many times as you wish, although only once per transaction so you can stock up your freezer for less!</p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">Check out the below link for the products available within the deal</p>
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      <a href="https://www.coop.co.uk/products/deals/super-saver-deal" class="button-section-box button-style-solid" style="color:#000 !important;display:inline-block;line-height:11px;margin:0;mso-padding-alt:0;text-align:center;text-decoration:none;transition:.15s;width:auto;background-color:#000;border:0;padding:17px 0;"><i class="button-section-mso" style="letter-spacing:29.92px;mso-font-width:-100%;mso-text-raise:26.950000000000003px;">&nbsp;</i><span class="button-section-label" style="line-height:inherit;margin:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;color:#efefef;display:inline-block;font-size:11px;min-width:1px;mso-text-raise:15.95px;"><span data-letter-spacing="3" style="font-size:inherit;line-height:inherit;margin:0;font-weight:700;letter-spacing:0.2em;">TAP FOR INFO</span></span><i class="button-section-mso" style="letter-spacing:29.92px;mso-font-width:-100%;mso-text-raise:26.950000000000003px;">&nbsp;</i></a>
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<table role="presentation" width="100%" cellpadding="0" cellspacing="0" border="0" bgcolor="#B1D2C8" class="text-section section-content">
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    <td valign="top" class="section-text-area section-content-cell padding-mobile-both" style="padding-top:11px;padding-right:44px;padding-bottom:11px;padding-left:44px;color:#313131;background-color:#b1d2c8;">
      <h4 style="color:inherit;margin:1.414em 0 .5em;line-height:1.25em;font-size:1.2496875em;mso-line-height-alt:1.2496875em;margin-top:0;font-family:'Franklin Gothic Bold', 'Bitstream Vera Sans Bold', 'Arial Black', sans-serif;font-weight:700;letter-spacing:.03em;text-align:center;"><strong><span style="font-size:inherit;line-height:inherit;margin:0;font-weight:700;text-decoration:underline;">FREE Cheese Twists for Sky Customers</span></strong></h4><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class=""><strong>Sky have been releasing weekly gifts for their Sky VIP customers (simply download the MySky app and you’ll get access)</strong></p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">These gifts have been pretty good so far and have all been at Sainsbury’s superstores, I have skipped two weeks as they weren’t my cup of tea but this week’s is well worth grabbing!</p><ol data-rte-list="default" style="padding-left:25px;"><li style="margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;">FREE Sainsbury’s Taste The Difference pizza</p></li><li style="margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;">FREE Sainsbury’s Taste The Difference ice lollies</p></li><li style="margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;">FREE Love Corn corn snack (didn’t get)</p></li><li style="margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;">FREE Sainsbury’s Taste The Difference sharing crisps</p></li><li style="margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;">FREE Whitworths Wondermix nuts (didn’t get)</p></li><li style="margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;">FREE Sainsbury’s Taste The Difference pizza</p></li><li style="margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;">FREE Sainsbury’s Taste The Difference ice cream</p></li></ol><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">This week you can get a FREE box of Sainsbury’s Taste The Difference cheese twists with a handful of flavours to choose from!</p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">You only get 30 minutes to scan the barcode from activating it so don’t activate too early and assume you’ll need help from a colleague as they can be temperamental to scan yourselves!</p>
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<table role="presentation" width="100%" cellpadding="0" cellspacing="0" border="0" bgcolor="#B1D2C8" class="text-section section-content">
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    <td valign="top" class="section-text-area section-content-cell padding-mobile-both" style="padding-top:11px;padding-right:44px;padding-bottom:11px;padding-left:44px;color:#313131;background-color:#b1d2c8;">
      <h4 style="color:inherit;margin:1.414em 0 .5em;line-height:1.25em;font-size:1.2496875em;mso-line-height-alt:1.2496875em;margin-top:0;font-family:'Franklin Gothic Bold', 'Bitstream Vera Sans Bold', 'Arial Black', sans-serif;font-weight:700;letter-spacing:.03em;text-align:center;"><strong><span style="font-size:inherit;line-height:inherit;margin:0;font-weight:700;text-decoration:underline;">Winter Fuel Allowance - Opt out?</span></strong></h4><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">This may not apply to you, but please do read as it may apply to your older relatives or friends who may be unaware of this. Please do share with them</p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">The Winter Fuel Allowance is going to be paid to everyone in England &amp; Wales who was born before 22 September 1959</p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">Most households will receive £200 if under 80, but will receive £300 if over 80; being treated as £100 each or £150 each individually if living as a couple but this part only matters if you need to repay this</p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">This is helpful to many pensioners as we head into Winter, but if you earn over £35,000 then it is worth noting that this money will get claimed back via the tax system</p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">The crucial point is that this is £35,000 individually and is taxable income (so does not include ISA interest, ISA dividends, capital gains, etc.)</p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">If you are likely to be eligible but will earn in excess of £35,000 you can receive the cash and pay it back through the tax mechanism</p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">This will be recovered through PAYE employment income if you do not file a self-assessment tax return. If you do file a self-assessment tax return, it will be recovered here</p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">It is worth noting that you can opt-out before 15 September 2025 by:</p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">a) Completing the below form, or;</p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">b) Calling the Winter Fuel Payment Centre on 0800 731 0160</p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">You will need your National Insurance number to hand to complete this</p>
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      <a href="https://submit.forms.service.gov.uk/form/7964/opt-out-of-winter-fuel-payment/29643" class="button-section-box button-style-solid" style="color:#000 !important;display:inline-block;line-height:11px;margin:0;mso-padding-alt:0;text-align:center;text-decoration:none;transition:.15s;width:auto;background-color:#000;border:0;padding:17px 0;"><i class="button-section-mso" style="letter-spacing:29.92px;mso-font-width:-100%;mso-text-raise:26.950000000000003px;">&nbsp;</i><span class="button-section-label" style="line-height:inherit;margin:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;color:#efefef;display:inline-block;font-size:11px;min-width:1px;mso-text-raise:15.95px;"><span data-letter-spacing="3" style="font-size:inherit;line-height:inherit;margin:0;font-weight:700;letter-spacing:0.2em;">TAP FOR OPT-OUT FORM</span></span><i class="button-section-mso" style="letter-spacing:29.92px;mso-font-width:-100%;mso-text-raise:26.950000000000003px;">&nbsp;</i></a>
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<table role="presentation" width="100%" cellpadding="0" cellspacing="0" border="0" bgcolor="#B1D2C8" class="text-section section-content">
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      <h4 style="color:inherit;margin:1.414em 0 .5em;line-height:1.25em;font-size:1.2496875em;mso-line-height-alt:1.2496875em;margin-top:0;font-family:'Franklin Gothic Bold', 'Bitstream Vera Sans Bold', 'Arial Black', sans-serif;font-weight:700;letter-spacing:.03em;text-align:center;"><strong><span style="font-size:inherit;line-height:inherit;margin:0;font-weight:700;text-decoration:underline;">Trading 212 - Free Share worth up to £100</span></strong></h4><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class=""><strong>Trading 212 is a commission-free investing app that I have been using since 2020 and I have partnered up with them so that new customers can get a free share worth up to £100 when they:</strong></p><ol data-rte-list="default" style="padding-left:25px;"><li style="margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;">Create an account through my link</p></li><li style="margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;">Open a General Investment Account or Stocks &amp; Shares ISA</p></li><li style="margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;">Deposit £1 or more</p></li></ol><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">You can sell your free share to re-invest the funds into another investment or you can withdraw the proceeds 30 days after receipt of the free share</p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">The Bank Engine is an affiliate partner of Trading 212 and will earn a commission for every new account created via my link (AD)</p>
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      <a href="https://thebankengine.com/trading212" class="button-section-box button-style-solid" style="color:#000 !important;display:inline-block;line-height:11px;margin:0;mso-padding-alt:0;text-align:center;text-decoration:none;transition:.15s;width:auto;background-color:#000;border:0;padding:17px 0;"><i class="button-section-mso" style="letter-spacing:29.92px;mso-font-width:-100%;mso-text-raise:26.950000000000003px;">&nbsp;</i><span class="button-section-label" style="line-height:inherit;margin:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;color:#efefef;display:inline-block;font-size:11px;min-width:1px;mso-text-raise:15.95px;"><span data-letter-spacing="3" style="font-size:inherit;line-height:inherit;margin:0;font-weight:700;letter-spacing:0.2em;">TAP FOR THE FREE SHARE!</span></span><i class="button-section-mso" style="letter-spacing:29.92px;mso-font-width:-100%;mso-text-raise:26.950000000000003px;">&nbsp;</i></a>
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<table role="presentation" width="100%" cellpadding="0" cellspacing="0" border="0" bgcolor="#B1D2C8" class="text-section section-content">
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    <td valign="top" class="section-text-area section-content-cell padding-mobile-both" style="padding-top:11px;padding-right:44px;padding-bottom:11px;padding-left:44px;color:#313131;background-color:#b1d2c8;">
      <h4 style="color:inherit;margin:1.414em 0 .5em;line-height:1.25em;font-size:1.2496875em;mso-line-height-alt:1.2496875em;margin-top:0;font-family:'Franklin Gothic Bold', 'Bitstream Vera Sans Bold', 'Arial Black', sans-serif;font-weight:700;letter-spacing:.03em;text-align:center;"><strong><span style="font-size:inherit;line-height:inherit;margin:0;font-weight:700;text-decoration:underline;">Chip - £10 for £100 deposit</span></strong></h4><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class=""><strong>Chip is a savings and investing app that I’ve used for years and like so much that I even invested in the company via a crowdfunding round a while ago</strong></p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">As expected, the very generous £20 bonus has disappeared BUT they are still offering £10 for new customers who save £100</p>
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      <h4 style="color:inherit;margin:1.414em 0 .5em;line-height:1.25em;font-size:1.2496875em;mso-line-height-alt:1.2496875em;margin-top:0;font-family:'Franklin Gothic Bold', 'Bitstream Vera Sans Bold', 'Arial Black', sans-serif;font-weight:700;letter-spacing:.03em;text-align:center;"><strong><span style="font-size:inherit;line-height:inherit;margin:0;font-weight:700;text-decoration:underline;">Get £5 back instantly</span></strong></h4><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">If you haven’t used the Cheddar cashback app before, it works similarly to JamDoughnut or EverUp where you can buy a gift card for supermarkets and earn cashback into your account for doing so</p><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">Whilst the cashback rates aren’t necessarily the highest, the sign-up offer is well worth doing as you can get an INSTANT £5 + cashback</p><ol data-rte-list="default" style="padding-left:25px;"><li style="margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;">Download the Cheddar cashback app and create an account</p></li><li style="margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;">When prompted enter the referral code “ENGINE3”</p></li><li style="margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;">Purchase a gift card within 14 days</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;">(you can currently get 4% back at Tesco, 3.5% back at M&amp;S, 3% back at ASDA, Sainsbury’s and Morrisons, and much more)</p></li><li style="margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;">Once you make your first purchase you will receive a £5 bonus plus cashback on your gift card into your account</p></li><li style="margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;">You can withdraw this immediately to your connected bank account</p></li></ol><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;text-align:center;" class="">It is a nifty little app so you may wish to keep using it after this, but if not then you can simply delete it and be £5 better off!</p>
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