Pound to £5k Challenge

Week Forty-Nine

WEEK FORTY-NINE

As we enter the festive period, there is an abundance of brands battling for your attention and your hard-earned cash and we are starting to see this come into play now!

Don’t forget that you can check out all emails before this one and work through them at your own pace at the below link!

FREE CHOCOMEL MILKSHAKE

You can bag yourself a FREE 250ml can of Chocomel milkshake when you purchase one at Tesco, Sainsbury’s, ASDA or Morrison’s

1. Check that the offer is still on at the link below

2. Purchase the milkshake at one of the above supermarkets

3. Upload your receipt to the below website

4. Enter your bank details and receive a full refund pretty much instantly

FREE CHOCOMEL HOT CHOCOLATE

Chocomel are dialling up the offers this week!

You are more likely to get the one above than this one, but it’s worth looking as you can get a FREE 750ml carton of hot chocolate at Tesco or Sainsbury’s

1. Check the offer is still on at the link below

2. Check if you are near an eligible store

3. Grab the item in store and scan the coupon at the till to get it free

INTEREST RATE DROPS!

Following the recent cut in interest rates from the Bank of England, some of the highest paying accounts have now dropped including Trading 212’s rate from 5.17% to 4.9% from tomorrow

HOWEVER, Plum are offering 5.18% on Cash ISA’s which is now the highest paying account on the market and they have not yet announced a cut in rates

Plum is a budgeting app that allows you to save and invest as well, and I liked the technology behind it so much that I invested in the company in a recent crowdfunding round!

POTENTIAL FREEBIES!

Each year, loyalty apps are a great way to unlock extra freebies and discounts and there are lots which now do a Christmas Countdown type promotion but there are a few good ones which have been axed!

My John Lewis

From 1 - 24 December, My John Lewis customers can win daily prizes in the app from discounts and competitions to freebies. Well worth checking!

IKEA Family

IKEA Family members can bag offers from 1 - 24 December as well!

M&S Scrapped this year

This one has been great in previous years, but M&S recently announced this one will not be going ahead this year!

AMEX Shop Small Scrapped

American Express typically offered a good cashback deal for its cardmembers when they supported local businesses but this has been quietly scrapped for 2024 as well!

VIRGIN MONEY ALREADY PAID OUT

Last week I mentioned the Black Friday deal from Virgin Money where they were paying £100 if you opened a sole trader business account using the code SOLETRADER100

Well I did just that and in only a few days I received the £100 into my account! This one isn’t around for long so be sure to check it out!

CHRISTMAS SHOPPING!

Yes, we are somehow in December and it’s time to start properly thinking about this and if you’re anything like me then you’ll be wanting to be getting the best deals possible!

I am a big advocate for shopping locally and supporting small businesses all year round, but it is an expensive time of year so if you are looking at visiting the supermarkets and other stores, you will want this guide

This is going to be a BIG blog post so I am updating it little-by-little to ensure all bases are covered in enough detail starting with how to REALLY save at Tesco and Sainsbury’s this December

Any suggestions for other stores to prioritise? Let me know and I will!