Pound to £5k

EDITION 131

I hope that you’ve all had a good week and managed to keep cool during some really hot days, hopefully a bit cooler as we head into this week

Not caught up on my previous emails? You might have missed a golden opportunity from the last few weeks - tap the link below to view them!

NEW: Co-Op Bank Offer for Business Customers (£200)

Co-op are currently offering £200 to new customers who open a Business Bank Account and Eligible Savings Account.

Here is how to get the £200

1. Be a new Co-op Bank Business customer

2. You cannot have previously benefitted from this or any other Co-op Business Bank offer since October 2024

To get this you need to:

1. Apply for both a Co-op Business Account AND Eligible Business Savings Account

2. Deposit a minimum of £1,000 into the Business Bank account within 30 days of the account opening and maintain this in the account for 90 days

3. Further deposit into the account at least once during the second and third calendar month

4. Register for Online Banking and Mobile Banking within 90 days

5. If you keep the account open and meet all of the above criteria (note this may take up to 4 months) then you will be paid £200 within 30 days

£10 SumUp Referral and Cashback

You may remember a while back when I spoke about SumUp, well they are back and better than ever with a lot more to offer than just a referral scheme

SumUp are now offering 5% cashback when spending at over 4 million small businesses who use a SumUp to accept card payments. This is capped at £10 a month

They are also offering 2% cashback every time you shop at a supermarket so you can save even more on your food shop

Spend anywhere else and get 0.5% cashback (excl. account top-ups, etc.)

Not a SumUp customer?

1. Message me the word ‘SUMUP’ for a referral code

2. Sign up using the referral code

3. Make 3 in-store card payments totalling at least £10

4. The bonus will be paid within 30 days

FREE Pint of Heineken

You can get a free pint of Heineken through Hashting when using the link below. They are offering up to 100% cashback on the first 10,750 redemption requests. This offer is valid on one pint of Heineken Original or Heineken 0.0.

Through clicking the link, you will select your chosen communication method for your cashback claim (either WhatsApp or SMS) where you simply have to upload your proof of purchase and confirmation of a payout method (please note this SMS/WhatsApp link is only valid for 7 days) and you will receive this within 30 calendar days of your submitted request

Please drink responsibly

FREE 1,000 points (£5) with Nectar

Nectar are currently offering new and existing customers 1,000 free nectar points - which is equivalent to £5 of points that can redeemed on a Sainsbury’s shop

To get this offer you need to:

1. Head to the 'Partners’ tab on the Nectar app and search ‘Marriott Bonvoy’ and the offer should appear - this may also be visible on the home page

2. You will be prompted to visit the Marriott Bonvoy website where you must create a new account (make sure this is via the link in the Nectar app or site - so your reward can be tracked)

3. Once you have created a new account - you will be taken back to the Nectar home page and your bonus of 1,000 points should be paid within 30 days of the offer end date

*You will not receive the bonus points if you are logging into an existing Marriott Bonvoy account

Be quick - this offer ends on June 30th!

Revolut: 5% on Savings + £36 from me

Following Revolut’s banking license being awarded in recent months, they have now launched a 5% savings account which is boosted until 4 December 2026 on balances up to £25,000

If you don’t have a Revolut account you can sign up through my referral link by 14 July 2026 (message / email me the word “Revolut” for this) and complete the following by the same date:

1. Order a physical card (costs £5)

2. Spend £5+ on the physical or virtual card 3 times

3. Once completed (by 14 July) I will send you £36

This is only available for new customers to Revolut and all steps must be completed by the above date to receive the cashback offer, my decision on paying the cashback is final

Zopa £20 Bonus & 4% Cashback on Bills

I don’t know how long this offer will last but it’s a good one!

I was banging on about Zopa’s current account a number of months ago and for good reason, I transferred a number of my direct debits across to it and started using their savings account as it beat what I was using before

Here’s the set-up:

• Free account

• 4% cashback on direct debits (capped on £2k spend per year)

• 2% interest on current account balances

• 7.1% interest on regular saver (£300 /month savings allowed)

• FSCS protected and FCA regulated

What sweetens the deal:

1. Message/ email me the word “Zopa”

2. I’ll send you my referral link

3. Open an account through it

4. Set up or transfer 1 direct debit to the account

5. We’ll both get £20

Opening a Zopa current account should not result in a hard credit check as you will not be applying for a credit product

Klarna - FREE £25

It is no secret that I do not love Klarna, their overall tactics and position in the Buy Now Pay Later market is something that doesn’t sit right with me

However, they have launched a new debit card referral scheme which is worth looking at in isolation

This works for existing customers who do not have a debit card with them

How to get £25

1. Message me “KLARNA” on Instagram for a referral link

2. Enter your email address at the link I send you

3. Create an account and sign up for the Klarna Card

4. Add this card to a digital wallet (Apple Pay, Google Pay, etc.)

5. Spend £5+ 3 times with the card

   • Top-ups no longer work and this must be made up of legitimate spending (I suggest splitting your grocery shop into 3 transactions at the self-checkout)

6. You will receive £10 into your “cashback” pot

7. Redeem this into your card

8. Message me when you’ve done this and I will pay you £15 on top

9. You can then spend the £10 on the card or top up Revolut, etc and close the account should you wish

10. You should also be able to refer your family and friends to complete the same, earning £40 per referral (capped at 10)

According to Klarna’s own terms and conditions, there will be no impact on your credit score when applying for the Klarna Card which is a debit card product

Please note that my decision is final and the £15 bonus will only be paid once the owner of the referral link receives their referral bonus and anyone who appears to be attempting to ruin the good nature of this offer will not be paid, £15 cashback will be paid by bank transfer

FREE Ice Lollies for Sky Customers

Sky have been releasing weekly gifts for their Sky VIP customers (simply download the MySky app and you’ll get access)

This week you can get a pack of FREE Taste the Difference Ice Lollies (normally £2.75) - this does not work at small high street stores

You only get 60 minutes to scan the barcode from activating it so don’t activate too early and assume you’ll need help from a colleague as they can be temperamental to scan yourselves! I would recommend heading to a self-scan till rather than a scan as you shop till as the barcode readers are more receptive of the moving barcodes!

Not a Sky customer? If you’re thinking about joining Sky, you can get a bonus if you sign up through a referral link. Message me for mine!

First Time Buyer ISA

The Government have recently revealed some initial details on the Lifetime ISA replacement, dubbed the “First Time Buyer ISA”

Whilst the exact details of how this will work and the values involved have not yet been ironed out, if you are expecting to purchase your first home (or know somebody that will) in the next 5-10 years then I would highly recommend taking a look at the details linked below

Robinhood - Free Share worth up to $175

Robinhood is a commission-free investing app used by millions in the US and new UK customers who open an account through my link can get a free share worth between $7 and $175 for depositing just £1

Trading 212 - Free Share worth up to £100

Trading 212 is one of Europe’s largest commission-free investing apps that I have been using since 2020 and is my main investing app used for my 5-figure portfolio

New customers who open an investing account or ISA through my link can get a free share worth up to £100 when you deposit £1+

AD - The Bank Engine is an affiliate partner of Trading 212 and will receive a commission if you open an account through my link - Capital is at risk

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