At the moment, like most people, I trade my time for money by working a 9-5 job.

I enjoy what I do, but don't plan on doing this for another 50 years until I can retire.

So how can I retire early?

To be able to retire, you need to have enough cash reserves to live off of until you (unfortunately) die.

A state pension and a workplace pension will not be enough to give you a comfortable life. You will be able to survive, but if you want to travel the world or retire before 65/70 you will need more reserves.

The best way to be able to do this is by investing. For example, investing £1,000 per month for 30 years will leave you with £1,212,877.

Like most people, I cannot invest £1,000 per month from my 9-5 job so I need to find other ways to meet this target.

To invest as much as I possibly can, I am constantly looking for ways to boost my income through side hustles and other means.

This is why I love money. I can use it to invest in my future, which means an early retirement and therefore buys me time.

Money to me means more time to do what I want to do.

Sacrificing time now will result in years of my life travelling where I want and doing what I want.

Money buys freedom and time, which are the two most valuable commodities.